What's Required for the Closing

If you’ve been looking at Myrtle Beach homes for sale and have finally found your dream home, we know it’s an exciting time for you! Patience is key as you follow the process from making an offer on the property to actually taking ownership of your new home.

Myrtle Beach homes for saleThere are things to know when closing on any of the Myrtle Beach homes for sale that you might purchase. Certain documents need to be obtained and the majority of these will be handled by the closing agent. It will be your responsibility to provide some items as well.

Your new lender must receive a first mortgage on your property. Consequently at closing, all other mortgages or liens, including home equity lines, must be paid off or subordinated by the seller. Your loan approval may be granted subject to proof of certain conditions that may include the sale of a previous residence, liquidation of stock or other investment account, and/or payment of outstanding credit accounts.

At the closing the seller may be required to supply a letter from a licensed pest exterminating company stating there is no active infestation of termites and no damage from prior infestations.

Sometimes contracts provide a one-year warranty to be furnished to the purchaser at closing. The warranty, which is most often paid for by the seller, covers systems and appliances in the house for a period of one year, subject to the terms of the agreement.

Other documents that could be required for closing are a survey or mortgage loan inspection, deed search, and a cashier’s check for money due.

How to Get a Home Loan

With mortgage rates having plunged below 4% to record lows, now is a good time to consider the available Myrtle Beach SC real estate that’s on the market. While it’s true that lenders have tightened their underwriting standards, you can still qualify for a mortgage with a good credit rating and an adequate down payment.

There are certain steps a homebuyer can take to find the right mortgage and to qualify for it.

Improve your credit score however you can. Lenders are looking for a score above 620. Those with the highest scores get the best interest rates. To see where you stand, start by checking your credit report online preferably at least six months before you’re ready to shop for a home. You can get a free credit report every 12 months from each of the three credit reporting companies – Experian, TransUnion and Equifax. Check your report for accuracy. If you find any errors contact the credit reporting company.

Keep your credit score squeaky clean or improve your score by paying down your debt as much as possible. Pay all of your bills on time even if that means having email reminders to let you know when a payment is due. Don’t close unused credit cards, but don’t open new cards, either.

Decide which type of mortgage is best for you. Fixed rate mortgages offer the security of knowing your rate will never rise. On the other hand, an adjustable rate mortgage offers lower rates and might work if you expect to be moving in a few years. A 30 year loan will keep your loan payments lower but if you can swing a 15 year loan you will have a lower interest rate and it will save you tens of thousands of dollars over the life of the loan.

Shop around for a mortgage. Check with several lenders. Compare interest rates. Then contact us at Sloan Realty when you’re ready to look at Myrtle Beach SC real estate.

Investing in Commercial Beach Property

Investing in Myrtle Beach real estate is a decision that pays off big and will continue to long into the future. One of the leading investment opportunities is in hotels and resorts but they’re easy to come by, until now that is. Myrtle Beach real estateThe Sea Horn Motel on Ocean Boulevard South, Myrtle Beach, is for sale at this time. There are 98 units in this oceanfront 3/4 acre property with additional parcels available for purchase.

This hotel has been a family tradition drawing repeat visitors for over 15 years who enjoy the clean suites and the immaculate condition of the outdoor and indoor pools. It’s conveniently located around the best of Myrtle Beach's dining and entertainment venues. The hotel is normally closed for the winter but highly profitable in-season. Configuration: 50 – Oceanfront Efficiency (2 Beds) 25 – Oceanview Efficiency (2 Beds) 19 – Oceanfront Apartment (3-4 Beds) 4 – Double Room Apartments ( 2-3 Beds) Parcels: 186-08-01-013 (oceanfront) 186-08-01-014 (oceanfront) 186-08-03-003 (1st row) 186-08-03-046 (3rd row).

Myrtle Beach real estateAmenities at the hotel include an elevator, sprinkler system, offices, wifi, reception area, signage, swimming pool, hot tubs, kitchenettes and both large and small two room suites. Walking distance to parasailing, banana boat rides, waverunner rentals and a good location for just enjoying the beach.

If you’re in the market for investing in Myrtle Beach real estate consider taking the plunge into commercial properties.

Sloan is Experience That is Worth It

When you’re shopping for real estate in the Grand Strand area of South Carolina, you need to use an agency that utilizes the Multiple Listing Service which offers the most properties in your price range. Sloan Realty uses the Myrtle Beach real estate MLS information to track the type of properties in the price range you’re looking for.

Myrtle Beach real estate MLSThe Myrtle Beach real estate MLS lists any of the available real estate for sale by agencies and you won’t find a more detailed source of information on properties. Only agents have access to the MLS property information that is why it’s imperative for you to work with an agency like Sloan Realty.

When it comes to real estate Sloan knows the area and the properties well. Homebuyers can choose from a selection of residential homes, cottages, condos, townhomes and villas, all at fabulous prices. With interest rates at their lowest ever there’s never been a better time to purchase real estate.

Living in Myrtle Beach you’ll have access to everything beach and surf as well as over 1,800 restaurants, theatre, nightlife, museums and, of course, plenty of golf. There’s over 110 championship golf courses in the area just waiting for you to come out and play. You’ll also get to enjoy the many retail centers including upscale beach shopping and plenty of specialty shops along the Grand Strand area.

Happy Father's Day!

For those interested in longer term accommodations in the Coastal South Carolina area we have some specially priced Myrtle Beach annual rentals available that we’d love to show you. Spacious 2 bedroom suites with swimming pools and close to the beach, shopping, restaurants and golf can be your home away from home for any extended stay in the area.

Myrtle Beach annual rentalsPerhaps you’re here for business and commuting back home on the weekends. Our Myrtle Beach annual rentals can be your home during the week providing you with relaxing amenities to spend your evening enjoying. Maybe you’re planning to relocate to the area and need somewhere to be your home base while you shop around for your ideal home to purchase — we have rentals that will meet your needs, too.

While you’re here, we can introduce you to the Grand Strand area and show you properties currently listed for sale. We live here too so we know the area well. From small 1-2 bedroom condos and villas to large 6+ bedroom beach homes you’ve always dreamed of, we have that ideal property you’ve been looking for.

Everyone at Sloan Realty would like to wish a Happy Father’s Day to all Dad’s out there and people who are filling in for Father’s who are absent for whatever the reason. We wish you a wonderful and peaceful day!

When Only the Best Will Do

For families that want luxurious accommodations when they come to visit the Grand Strand area of South Carolina they request our Kingston Plantation rentals. Here they can enjoy a vacation at the greatest resort in Myrtle Beach while staying in any one of our top of the line villas and condos.

Kingston Plantation rentalsOur Kingston Plantation rentals are amidst four spectacular oceanfront condominium towers that include Brighton, North Hampton, Margate Tower and South Hampton. Kingston Plantation rentals are available in 1-4 bedroom units. Amenities include swimming pools, washer/dryer, full kitchens, private balconies, housekeeping services, and convenient beach access.

Do you enjoy jazz music? “Take A Jazz Journey” is the theme of the Gold Key Jazz Festival taking place on Friday, April 29, 2012 at Myrtle Beach Convention Center, at Oak Street and 21st Avenue North.

• 7 p.m. Friday, April 29, “Funk Show” concert by Tom Browne, Ronnie Laws, El Jaye Johnson, and the Calvin Edwards Trio, for $50

• 1-3 p.m. Saturday, April 30, master class open to local music students of all ages, with Monk on piano and DeFrancesco on organ, for free

• 7 p.m. Saturday, April 30, “Jazz At Its Finest” concert by Thelonious Monk Jr., Joey DeFrancesco and Carrie Jackson, for $75

•  Friday, April 29, gospel jazz brunch with Dante Lewis Gospel Band at 10 a.m. and Blues Award Ceremony with Bhakti Project and Ermitt “Mr. Blues” Williams at 3 p.m., each $40, or $75 for both

Buying Foreclosures On the Spot

Myrtle Beach foreclosuresIf you’re looking for ideally priced real estate in Myrtle Beach, South Carolina, then you must consider the Myrtle Beach foreclosures we presently have available. You can find out quite a bit about these properties by checking right here on our website.

There are plenty of foreclosed properties in South Carolina and many in the Myrtle Beach area. Before you make the decision to purchase any one of the Myrtle Beach foreclosures, you should check out the area to make sure that you are buying in the right location for you and your family. You will always do better to look at location rather than just property when you are buying real estate. This is because properties that are in foreclosure in blighted areas do not increase in value as much. You want to get the best location that you can afford, even if it means getting a smaller home. There are many Myrtle Beach foreclosures that are in good locations in and around the city.

If you are interested in purchasing real estate be sure you’ve been approved for a mortgage by a bank or other lending institution before you begin your search. While you can put a financing contingency on a contract when you are purchasing property the conventional way, when you are dealing with foreclosure listings, you need to have no contingencies and be ready to close on the property. That means being pre-approval for a definite dollar amount which the foreclosure will not exceed.

Make That Investment In Beach Property Now

Myrtle Beach homes for saleMany homebuyers are taking advantage of the lower interest rates and buying their first beach house from the large assortment of Myrtle Beach homes for sale. Purchasing beachfront property right now may be the best decision investment home buyers will ever make.

Owning a beach house is like owning your own piece of paradise complete with a scenic view down the long stretch of beach. Myrtle Beach homes for sale come with a variety of activities to enjoy the whole year. When you buy a home here you’re buying a lifestyle. From parasailing, surfing, kayaking or biking and walking the beach front, Myrtle Beach beguiles not just visitors but year round locals as well.

There are oceanfront Myrtle Beach homes for sale that are ideal to use for rental properties. You will never worry about finding renters as they come the whole year round. Who wouldn't be excited to spend a relaxing vacation in a good-looking rental home in Myrtle Beach?

Myrtle Beach is a great place to retire to and the area provides wonderful retirement homes. The many health benefits of living here include the relaxation that comes from living close to the ocean, the healing effects of being near and in the ocean water, and with so much sun your immune system and your mood will be lifted on a daily basis. With the long walks either on the beach or trails, retirees can be in the best health of their entire life.

Start With a Perfect Vacation Rental

Myrtle Beach house rentalsWhen you are looking for Myrtle Beach house rentals on the Internet come straight to Sloan Realty. We’ll find you an exceptional place where you can bring your family or special someone to spend a week having fun and then just simply relax when the day is over.

Myrtle Beach house rentals courtesy of Sloan Realty go beyond the comforts of home. We have large beach houses big enough to hold your family reunion and cozy, private villas with private swimming pools, screened porches, spacious decks, and equipped kitchens. If you like golf, there are over 110 courses here in the Grand Strand area. There are miles of cycling trails throughout the area for the whole family to enjoy.

Every vacation starts with a perfect vacation rental, and that's what our Myrtle Beach house rentals are all about. Our beach house rentals will meet your expectations for comfort and satisfaction. Myrtle Beach is the perfect playground for a variety of large assortment of water sports and boats can be chartered for some exciting deep sea fishing. You and your special someone can enjoy dinner theater, live entertainment, concerts or dining in over 1,800 restaurants in the area. There’s plenty for the kids to enjoy here including Ripley’s Museum, miniature golf, water parks, and yes, the beach with swimming, fishing, crabbing and exploring the shallow marshlands. This is truly one of the world's most family-friendly vacation destinations. We hope to see you soon.

Happy New Year To All!

Myrtle Beach oceanfront rentalsThis is a totally exciting time of the year to be visiting the Grand Strand area! You haven’t watched people truly celebrate bringing in a New Year until you’ve watched our local residents put on a fireworks show at the waterfront. Up and down the coast for as far as the eye can see you’ll experience the explosive colors filling the sky. Right from your Myrtle Beach oceanfront rentals you’ll have the best seat of all for the fireworks display.

If you choose to venture out from your Myrtle Beach oceanfront rentals for a time to celebrate in the area with others, here are some local events you might want to check out. Be safe while you’re on the roads and a Happy New Year to everyone!

The Gold Key Jazz Society invites you to their Denim and Diamonds New Year’s Eve Gala. Tickets are $85 per person or just $160 per couple. Hot and cold appetizers will be served along with champagne toast and carving station. Ticket prices also include party favors and masks. The party starts at 9 p.m. and goes on until 2 a.m. New Year’s Day. Call for reservations. Gold Key Jazz Society at the Clarion Hotel, 101 Fantasy Harbour Boulevard, Myrtle Beach, 843-236-2838
Celebrate the New Year with LandShark Bar & Grill on the Myrtle Beach Boardwalk. The New Year’s Eve package starts at 9 p.m. and includes unlimited SkyWheel rides, party favors, island inspired music, appetizer buffet, passed desserts and more. Don’t miss the simultaneous broadcast with Times Square and a balloon drop at midnight. Margarita shooters will be available to adults at midnight and those under 21 will be offered a non-alcoholic beverage. Tickets are $39 per person or $75 per couple. Reserve your night overlooking the beautiful Atlantic Ocean. Diamond Cab has teamed up with The Yahnis Company, Better Brands and Weekly Surge to offer free cab rides home for guests in need of a safe ride home.
Frank Entertainment welcomes teens in grades 9-12 to a New Year’s Eve Youth Lock In Party. The lock in will be held from 11 p.m. on New Year’s Eve to 6 a.m. New Year’s Day. Admission is $30 and includes a game card, pizza, bowling, movie and party items. Adult chaperones are welcome and are offered at no cost. Concession food will be available for an additional charge. A school ID is required. Call today for reservations before the event sells out. Frank Theatres,10125 Hwy 17 Bypass, Murrells Inlet, 843-651-9400